.heading  {
font-family: Verdana, Arial, Helvetica, sans-serif;
font-size:16px;
color:#cc0000;
font-weight:bold;
}

.text  {
font-family:Tahoma;
font-size:12px;
color:#000000;
text-align:justify;
font-weight:normal;
}

.subhdg  {
font-family:Tahoma;
font-size:14px;
color:#DF9C0D;
font-weight:bold;
}

.text1  {
font-family:Tahoma;
font-size:12px;
color:#000000;
font-weight:normal;
}

.link {
font-family:Tahoma;
font-size:12px;
color:#000000;
font-weight:normal; text-decoration:none;
}
.link:hover {
font-family:Tahoma;
font-size:12px;
color:#FF9900;
font-weight:normal; text-decoration:none;

}

.erudite{
	font: bold 12px Verdana, Arial, Helvetica, sans-serif;
	text-decoration:none;
	color:#003399;
}
.erudite a{
	font: bold 12px Verdana, Arial, Helvetica, sans-serif;
	text-decoration:none;
	color: #003399;
	line-height: 20px;
}
.erudite a:hover{
	text-decoration:none;
}